Homebuyer Education
The Home Center offers HUD Certified Homebuyer Education courses to teach potential homeowners about the process of purchasing a home. The successful completion of the class is often a requirement for many down-payment-assistance and loan programs.
This is a great program for both new and experienced homebuyers, providing a valuable opportunity to become a more informed homebuyer and homeowner. The class is taught by certified homeownership educators and other professionals from the community who provide presentations on a range of homeownership topics, including:
- Budgeting for your household and determining affordability
- Understanding and evaluating your credit and how to use credit wisely
- Choosing a lender and understanding loan products, savings programs, and their terms
- Understanding the title insurance and closing process
- Working with a real estate agent who really grasps your needs and price range
- Understanding the scope and value of home inspections
- Choosing insurance policies
- Maintaining your home so it continues to be an appreciating asset
After the course, you will complete a Prepurchase 1:1 Counseling Appointment and receive your certificate of completion.
Registration: Complete and return the Home Center Client Intake Packet along with the $50 non-refundable registration fee. Once we have received the documents and registration payment, you will receive a link to schedule your Prepurchase 1:1 Counseling Appointment.
Classroom Needs: If you have special needs such as those covered by the Americans with Disabilities Act, please let us know and we can make accommodations for you.
Please Note: Our classroom is not suitable for children. Please make childcare arrangements.
Homebuyer Education classes are funded in part by Montana Housing, NeighborWorks Montana, and philanthropic donors.
HUD CERTIFIED ONLINE HOMEBUYER EDUCATION
You have two options for online homebuyer education: eHome America or Framework. While online education cannot replace the experience of an in-person class, both eHome America and Framework classes provide a comprehensive education on the homebuying journey.
Prepurchase 1:1 Counseling Appointment: To receive your homebuyer education certificate of completion, you will need to complete a one-on-one appointment with one of our HUD-certified housing counselors. You will be contacted by The Home Center to complete the Home Center Client Intake Packet. Once we have received the documents, you will receive a link to schedule your Prepurchase 1:1 Counseling Appointment.
eHome America: It has short videos that introduce concepts, followed by text that further expands those concepts. Class cost is $99. Use the limited-time coupon code, THEHOMECENTER24, and it will only cost $75.
Frameworks: Framework is more like a storybook, following the homebuying journey of a prospective first-time homebuyer. Content is very interactive. Class cost is $99.
Questions?
